If you are planning to retire to Thailand, it might be a good idea to plan for the worst case baht rates.
If you can survive at the worst case rates, then anything better than the worse will be great.
But what exactly is the worst rate, or a very safe rate you can use to plan your life with?
Maybe for US citizens 32 Thai Baht to US $1 dollar would be sound financial planning.
35 Thai baht to 1 Euro
40 Thai Baht to 1 British Pound
23 Thai Baht to 1 Australian Dollar
35 Thai Baht to 1 Swiss Franc
24 Thai Baht to 1 Canadian Dollar
If you can plan your retirement and survive on these rates, you should be good for the long haul.
Over time if the rates spend any significant time lower than these rates, Thailand would not be a bargain.
Anything can change over time, change of governments, world economics….
These posted rates should be a good planning point whether you can make your life work or not in Thailand over the course of your retirement.
Anything higher over the years is just a bonus.